Despite one of the worst financial crises in American history, lawmakers are expected by the end of 2009 to reintroduce a bill that would give all U.S. newborns a $500 nest egg to promote savings and asset accumulation. The estimated cost to the federal government and taxpayers would be $37.5 billion over a 10-year period. The funds could only be withdrawn when the child turns 18 and used for specific purposes…